Commercial Insurance

Business Insurance

All Risk Coverages, Business interruption, Products and Completed Operations, Umbrella and Excess Insurance, Boiler & Machinery, Business Coverage, Business Auto, Inland Marine, Ocean Marine

Excess / Surplus Lines
For unique coverage you may require

Workers Compensation
Safety Groups, Self-Insured Trusts, Deductible Plans

Executive Liability/Professional Liability
Errors & Omissions, Employment Practices Liability, Directors & Officers, Medical Malpractice

Loss Control / Risk Management
Inspection Services, Maintenance Programs, Referral Service

Claims Management
Computerized download of all sensitive information directly from company source. Quick claims handling.

Contact: Mark D. Derrenberger | [email protected]

Commercial Specialty Programs

RMS Hospitality Group
RMS Hospitality Group is the specialized program division of RMS and excels in delivering commercial general liability insurance to businesses operating within the hospitality industry. With RMS HG, you’ll find hospitality risk management specialists with a national reach bringing expertise in underwriting higher-risk businesses to a wide range of entities:


Live Music Venues

Dueling Piano Bars

Casual Style Restaurants

Sports Bars

Comedy Clubs

Exotic Clubs

Family Style Restaurants

HG Adjusters
HG Adjusters is a premier third-party administrator (TPA) that offers expertise in the comprehensive management of outstanding insurance claims for establishments operating in the hospitality and entertainment industries. For a one-time fee, HG Adjusters will manage your claim file from the initial report of loss until the claim’s closure, including the completion of the judicial process if deemed necessary.

Franchise Food / McDonald’s
As testament to its size and stature, RMS was appointed in 1994 as one of the few brokers to become a McDonald’s-approved vendor to sell insurance to its franchises. Over time, RMS developed this book of business into the largest broker in the “McDonald’s Approved System.” This success story reached its pinnacle in 2009 when RMS capitalized on the opportunity to sell its McDonald’s program to Wells Fargo Insurance Services.


Business Insurance
Mark D. Derrenberger
[email protected]