Restaurant Insurance

10
Jun

Before Reopening Restaurant Owners Should Take These Steps

Now that restaurants from Michigan to Los Angeles have gotten the green light on reopening restaurants including their dine-in options, the time for restaurant owners to reopen responsibly and in an informed way is more important than ever. In recent weeks, the Centers for Disease Control (CDC) issued a new set of more detailed safety guidelines for restaurants and bars

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27
May

Navigating To-Go Liquor Sales

After states across the country began imposing mandatory closures to slow the spread of COVID-19, bars, liquor stores, and restaurants had to think quickly on how to keep their operations going and their business from shutting down entirely. In response to the mandatory closing of the restaurant and bar industry, local and state governments began loosening their liquor laws, allowing

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20
May

The Dos & Don’ts of Restaurant Operations During COVID-19

Cleaning a restaurant, serving customers, getting the food out on time, and everything else that comes with a restaurant’s expectations have seen ample changes with the spread of COVID-19. Practically every part of eating out and ordering in has changed, and rightfully so. But restaurants need to reassure their diners that they are safe to eat at and eat from,

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29
Apr

Composting at Restaurants: Reducing Waste

For restaurant clients looking to cut down on food waste and related costs, the subject of composting should be broached. One of the biggest expenses every restaurant faces is proper waste removal. In fact, in a commercial kitchen, it’s estimated that as much as 70 percent of all waste is made up of organic material, such as food scraps and

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15
Apr

Going Green: How Restaurants Can Start

When some people go out to eat at a restaurant, they might not clean their plate. They have a choice of taking their leftover food home for late-night munching, or just throwing it away. And while that little bit of food on the plate may not seem like much, it represents $162 billion worth of food waste in the entire

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13
Feb

How Restaurants Should Handle a Recall

For restaurants, having a recall set in motion can be one of the most–if not the most–devastating things that can happen to it. No matter the size of the restaurant or brand name status, a recall can completely sink consumer confidence and open the door to plenty of financial, legal, and reputational risks. Last year, fast casual Mexican food companies

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5
Feb

Wage Theft Lawsuits in the Restaurant Industry

Wage theft has always been an issue in the service industry as restaurant workers lose millions each year because of this issue. On a greater scale, the Economic Policy Institute estimates that $15 billion is lost just to minimum wage violations each year in all sectors combined. From tip skimming to underpayment to illegal deductions, wage theft is an ongoing

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22
Jan

Restaurant Accessibility: Don’t Forget About the Gift Cards

Restaurant gift cards have been rising in popularity among holiday shoppers over the years and it doesn’t seem to be trending down at any point. And while some people are opting for digital gift cards where recipients can use that value online, especially for mobile food ordering, using the cards at a restaurant is still commonplace. But with this rise

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15
Jan

Wage and Hour Lawsuits: A Rapidly Rising Restaurant Risk Exposure

One of the hot button issues that have been debated about on stage at recent democratic presidential debates is the topic of the country’s approach to minimum wage. Currently, the federal minimum wage in the United States sits at $7.25/hour, compared to a $15/hour proposal by candidate Sen. Bernie Sanders (D-VT). The one industry in the middle of this debate

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COVID-19 UPDATE:

At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time. Contact us today!